MasOS runs the payments and data for carnival bands across the Caribbean. That gives us something no bank has ever had: years of real sales data on every band we'd finance — so we can price the one risk that always killed these deals, getting repaid. Fund a band in a tap. Your capital sits in escrow, repayment collects itself from every sale, and you're first in line.
The bands powering Caribbean Carnival are creditworthy but unbanked. MasOS already owns the rails and the history, so we lend against proof, not hope, and we protect your capital at every step.
Every offer is underwritten from the band's own multi-year sales history on MasOS. The return is risk-priced, never guessed.
Your capital never touches the band's hands. MasOS holds it and pays the band's suppliers directly, like a sponsor with receipts.
Repayment is taken automatically from each sale at the source, and you're senior, repaid in full before MasOS earns a cent.
Tell us about your institution and the capital you have available, with the compliance basics.
We vet every applicant. You're not lending to anyone until MasOS has cleared you.
On approval we issue you secure access and you set your own password on first sign in.
Browse open requests, request access, and fund a band once they grant it. Track returns live.
Tell us about your institution. Your request goes to the MasOS team for review. If approved, you'll receive sign-in details and set your own password the first time you log in.